Insurance & Insurability

8 articles · Updated perspectives on this topic

April 2026

2 articles

Beverly Hills 2026: Why $32M–$60M Trades Cleared the Reset

Beverly Hills trophy trades at $32M–$60M cleared in 2025 on legacy structures and pre-reset homeowners policies — the last chapter of the old regime. A 2026 ground-up commission designs into Mercury's Sustainable Insurance Strategy, the 2026 California WUI Code, and IBHS Wildfire Prepared Home Plus from day one, at a 3 percent hardening-cost premium.

April 20, 2026 · 6 min read

Citing UCLA Anderson Forecast, California Department of Insurance, California Department of Insurance

Insurance & Insurability

IBHS Wildfire Prepared Goes National: What It Means for California Luxury Homes

IBHS just expanded Wildfire Prepared to 10 more states. Here's what the national rollout means for insurable luxury homes in California and Los Angeles.

April 14, 2026 · 6 min read

Citing PR Newswire, Insurance Institute for Business & Home Safety

March 2026

2 articles

Insurance & Insurability

California Bill Would Force Insurers to Cover Fire-Safe Luxury Homes

Will California force insurers to renew fire-safe homes? A new bill would make mitigation a condition of coverage — reshaping the insurable home California equation.

March 09, 2026 · 5 min read

Citing Insurance Journal, Insurance Institute for Business & Home Safety

Insurance & Insurability

FAIR Plan Wildfire Hardening Discounts: California's 2026 Rules

Can FAIR Plan policyholders lower premiums in 2026? California's new wildfire hardening discounts reward specific construction choices — here's what qualifies.

March 08, 2026 · 5 min read

Citing Total Screen

November 2025

1 article

Insurance & Insurability

LA County Probes State Farm: Carrier Risk Reshapes California Rebuilds

Will your State Farm wildfire claim be paid in full? LA County's probe into State Farm reshapes how California luxury owners price carrier risk into rebuild decisions.

November 13, 2025 · 5 min read

Citing Insurance Journal, California Department of Insurance

October 2025

1 article

Insurance & Insurability

California's 2025 Insurance Stabilization Law: Luxury Rebuild Impact

How does California's 2025 insurance stabilization law affect luxury rebuilds? FAIR Plan bond financing, claim-handling deadlines, and the new path to insurable homes.

October 14, 2025 · 5 min read

Citing Insurance Journal

July 2025

1 article

Insurance & Insurability

FAIR Plan Expansion in California: What It Means for Luxury New Construction

Can California's new FAIR Plan ceiling cover your luxury build? The 2025 FAIR Plan expansion lifts limits to $20M per building — what it means for HNW construction.

July 28, 2025 · 5 min read

Citing California Department of Insurance

June 2025

1 article

Insurance & Insurability

California Insurance Crisis: Carrier Risk Now a Build Variable

Will your insurer actually pay after a California wildfire? The State Farm investigation makes carrier risk a core variable in the insurable home California equation.

June 27, 2025 · 5 min read

Citing CalMatters, California Department of Insurance

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